Ira Contribution Phase Out Limits 2025. This is an increase from 2023, when the limits were $6,500 and $7,500, respectively. For 2025, you can contribute up to $7,000 in your ira or $8,000 if you’re 50 or older.
The maximum total annual contribution for all your iras combined is: You can contribute a maximum of $7,000 (up from $6,500 for 2023).